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Article: 20 Ideas for Personal Income Categories

20 Ideas for Personal Income Categories

  1. Salary and Wages
  2. Freelance or Contract Work Income
  3. Rental Property Income
  4. Dividends from Investments
  5. Interest Income (e.g., savings accounts, bonds)
  6. Capital Gains (e.g., stock or property sales)
  7. Pension Income
  8. Social Security Benefits
  9. Unemployment Benefits
  10. Alimony Payments
  11. Child Support Payments
  12. Royalties (e.g., intellectual property, books)
  13. Passive Business Income (e.g., partnerships, LLCs)
  14. Online Sales Income (e.g., e-commerce, printables)
  15. Side Hustle Income (e.g., gig economy earnings)
  16. Annuity Payments
  17. Insurance Settlements (non-taxable)
  18. Tax Refunds
  19. Scholarships or Grants (for personal use)
  20. Lottery Winnings or Contest Prizes

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20 Ideas for Personal Savings Categories

Emergency Fund Retirement Fund (e.g., IRA, 401(k)) Health Savings Account (HSA) Education Fund (e.g., 529 plan) Travel Fund Home Down Payment Savings Home Maintenance/Repair Fund Vehicle Replaceme...

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