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Article: 20 Ideas for Personal Savings Categories

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20 Ideas for Personal Savings Categories

  1. Emergency Fund
  2. Retirement Fund (e.g., IRA, 401(k))
  3. Health Savings Account (HSA)
  4. Education Fund (e.g., 529 plan)
  5. Travel Fund
  6. Home Down Payment Savings
  7. Home Maintenance/Repair Fund
  8. Vehicle Replacement Fund
  9. Debt Payoff Fund
  10. Business Startup Fund
  11. Investment Fund (e.g., stocks, mutual funds)
  12. Major Purchase Fund (e.g., appliances, electronics)
  13. Wedding or Event Fund
  14. Children’s Savings Accounts
  15. College Tuition Savings
  16. Charitable Giving Fund
  17. Pet Care Fund
  18. Self-Improvement Fund (e.g., courses, certifications)
  19. Holiday or Gift Savings
  20. Miscellaneous Long-Term Goals Fund

Written by 8Lotus Boutique

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